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2012Consult
Newsletter
Volume 1 - Number 12
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 2012Consult...is a
newsletter designed to offer you ONE SOURCE for receiving the varied
information relating to our current world affairs
and "changes."
The only constant in
the upcoming years will be "Change"
and how you deal with it. To take the appropriate steps
regarding this change, you need information. You cannot
trust your fate by relying on the "historical past" because
the scenario we are now facing has never happened
before.
Never before in the
history of the world has one date, one moment in time, been so
significant to so many cultures, so many religions, so many
scientists, so many governments and to so many people all
around the world.
We are
a "One Stop Shopping" website that will give you the
latest, up-to-date practical & metaphysical information
regarding the current as well as upcoming changes affecting
the planet from politics to the price of gold, from earth
changes to ET's. We will offer you a spectrum of
information - and depending upon your level of
indoctrination, some of it you may agree with it
& some of you may not... it is up to you.
2012Consult's primary goal is
designed to inform you so that you may make the
right decisions for yourself and your family during a time of
"Shifting"
changes. |
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From 1558 until
1829, Roman Catholics in England were not permitted to
practice their faith openly. Someone during that era wrote
this carol as a catechism song for young Catholics.
It has two levels of meaning: the surface meaning
plus a hidden meaning known only to members of their church.
Each element in the carol has a code word for a religious
reality which the children could
remember.
- The partridge in a pear tree was Jesus
Christ.
-Two turtle doves were the Old and New
Testaments.
-Three French hens stood for faith, hope
and love.
-The four calling birds were the four
gospels of Matthew, Mark, Luke &
John.
-The
five golden rings recalled the Torah or Law, the first five
books of the Old
Testament.
-The six geese a-laying stood for the
six days of creation.
-Seven swans a-swimming
represented the sevenfold gifts of the Holy
Spirit--Prophesy, Serving,
Teaching, Exhortation, Contribution, Leadership,
and Mercy.
-The eight maids a-milking were the
eight beatitudes.
-Nine ladies dancing were
the nine fruits of the Holy Spirit--Love, Joy, Peace,
Patience, Kindness, Goodness,
Faithfulness, Gentleness, and Self Control.
-The
ten lords a-leaping were the ten commandments.
-The
eleven pipers piping stood for the eleven faithful
disciples.
 -The twelve drummers drumming symbolized the twelve
points of belief in the Apostles'
Creed.So there is your history lesson for
today. I found it interesting and enlightening and
thought that you would like to know how this strange song
became a Christmas Carol...
Merry (Twelve Days of) Christmas from
Everyone
at 2012Consult |
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Our 11 Startling Forecasts for
2010
 Martin
Weiss forcasted two recent mega-events - the Wall Street
collapse in 2008 and the Washington response in 2009 ... the
debt implosion and then the money printing explosion - are
mind-boggling in their dimensions.
Neither you - nor I -
can know with certainty - what the future will bring. But at
this particular juncture, we don't have to poke around in
hidden crevices of the economy. Nor must we stretch our
imagination to conjure this or that scenario. To get a pretty
good idea of what's likely to happen next year, all we have to
do is follow the path of natural consequences from these two
mega-events. So here is our forecast for
2010.
Forecast #1
The Federal Reserve
will not relent in its money printing madness until it's
absolutely forced to do so.
Forecast #2
A continuing, virtually
unstoppable long-term decline in the dollar.
Yes, we will
have dollar rallies. And yes, the dollar rallies will be
sharp. But they will be traps. After each rally, the dollar
will consistently resume its long-term decline. Mr. Bernanke
is creating massive new supplies of U.S. dollars which is
naturally diluting their value.
Forecast #3
The entire concept of "RISK" will
be REDEFINED by global investors. The new definition will be:
HOLDING U.S. dollars and dollar-denominated assets.
First
of all, more and more investors perceive U.S. dollars - and
anything denominated in dollars - as high-risk investments.
They don't really care how conservative the instrument is or
how strong the company may be. All they see is that it's
wrapped in greenbacks, and they paint everything associated
with those greenbacks with a single broad brush and a single
color - red for risk.
Forecast #4
Gold will reach $1,500 if not
higher as central banks help drive up its price with massive
new buying of their own.
Forecast #5
The overwhelming majority of oil
producing nations will demand that the U.S. dollar be replaced
as the
pricing standard for crude oil.
Forecast #6
The U.S. economic recovery of
2010 will go down in history as one of the weakest and
shortest in 100 years. Never forget: There are currently
27.4 million unemployed or underemployed workers in the United
States, the most of all time ... and those numbers are
inevitably going to get larger in 2010 before they come back
down. That means that the majority of American consumers are
losing - or afraid of losing - their income. Banks are
clamping down on credit cards, tightening standards for the
last nine quarters in a row, according to the Fed's own
surveys. They're jacking up credit card interest rates.
They're slapping on a bunch of new fees. They're even hitting
the most credit worthy cardholders. Also never forget that
more than one in five U.S. homeowners has lost all their
equity in their home and is upside down on their mortgage.
Plus, you have to throw in what is going on with inflation -
now you have rising gasoline prices and surging heating oil
prices into the mix, and you're left with a perfect storm for
a very large proportion of American consumers.
Forecast #7
The economies of Brazil, China
and India will grow up to four times faster than the
U.S.
For the most part, their consumers are not threatened
by record unemployment, are not overly reliant on credit cards
or home equity as a source of spending power ... and are not
directly impacted by rising energy. In the U.S., even if the
recovery holds until the latter part of 2010, I don't think
you'll see growth of more than a couple of percentage points.
Meanwhile, Brazil will grow by nearly 5 percent, India by 7
percent and China by almost 9 percent.
Forecast #8
Stocks in countries like China,
India and Brazil will rise up to three, four, even FIVE times
faster than the S&P 500. The S&P 500 could rise 20
percent further in the first half of 2010. But as investors
begin to realize how weak the U.S. recovery truly is, it's
likely to give up AT least half of those gains in the second
half. So by December, if the S&P is still up 10 percent
for the year, it will be a minor miracle. In contrast, don't
be surprised if major foreign markets are up by 30 percent, 40
percent or even 50 percent for the year ... three, four or
even five times more than the U.S. market.
Forecast #9
The first advance signal that
this party is coming to an end will come with a historic bond
market collapse.
The reasons tie right back to what we said
at the outset: We showed you how the Fed has engineered the
most accelerated monetary expansion in American history. And
we know that inevitably drives up the expectations of
inflation. No intelligent investor in his right mind wants to
lock in a low yield for 10 or 20 or 30 years today if he
expects inflation to be higher in the future.
Forecast #10
U.S. housing prices will hit
bottom in the second half of 2010. But the recovery in prices
will be the weakest on record. Why so weak? First,
because of unemployment. Second, because of higher interest
rates. People, who in recent months were getting fixed
mortgage rates under 5 percent, will have to pay 6, 7 or even
8 percent. If they're looking for a new mortgage, they'll have
to pay more. Worse, if they already have a mortgage and it's
among the millions of adjustable rate loans that are scheduled
to reset in 2010, their monthly payments will go up.
Forecast #11
2010 will bring a NEW phase in
Asia's real estate boom - a boom which is both broader and far
more SUSTAINABLE than America's real estate boom of the
2000s.
About Money and Markets
For more
information and archived issues, visit http://www.moneyandmarkets.com |
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Top consumer gripes
of 2009:
- Hidden fees - 8.9
- Not getting a human on the phone - 8.6
- Tailgating - 8.3
- Cell-phone use by drivers - 8.0
- Incomprehensible bills - 7.8
- Dog poop - 7.6
- Unreliable Internet service - 7.6
- Discourteous cell phone use - 7.6
- Waiting for repair people - 7.5
- Spam -
7.5
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Here's a quick look at the corrections
in gold so far this year. You can see that of the seven
corrections, three have been as bad or worse than the current
version.
While it may be premature to call this
correction over, gold and silver do appear to be forming a
solid bottom. It is also noteworthy that, unlike some of the
other corrections this year, the concurrent sell-off in gold
stocks has been fairly moderate, with almost no sign of panic.
In other words, I think this overdue
stop on the road to higher prices won't last overly long. If
you are thinking of filling in your precious metals position,
I wouldn't put it
off. |
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Rules of
Life
1. Life isn't fair, but it's still good.
2.
When in doubt, just take the next small step.
3. Life is
too short to waste time hating anyone.
4. Your job won't
take care of you when you are sick. Your friends and family
will. Stay in touch.
5. Pay off your credit cards every
month.
6. You don't have to win every argument. Agree to
disagree.
7. Cry with someone. It's more healing than
crying alone.
8. It's OK to get angry with God. He/She
can take it.
9. Save for retirement starting with your
first paycheck.
10. When it comes to chocolate,
resistance is futile.
11. Make peace with your past so it
won't screw up the present.
12. It's OK to let your
children see you cry.
13. Don't compare your life to
others. You have no idea what their journey is all
about.
14. If a relationship has to be a secret, you
shouldn't be in it.
15. Everything can change in the
blink of an eye. But don't worry; God never blinks.
16.
Take a deep breath. It calms the mind.
17. Get rid of
anything that isn't useful, beautiful or joyful.
18.
Whatever doesn't kill you really does make you
stronger.
19. It's never too late to have a happy
childhood. But the second one is up to you and no one
else.
20. When it comes to going after what you love in
life, don't take no for an answer.
21. Burn the candles,
use the nice sheets, wear the fancy lingerie. Wear the good
jewelry.
22. Over prepare, then go with the flow.
23.
Be eccentric now. Don't wait for old age to wear
purple.
24. No one is in charge of your happiness but
you.
25. Frame every so-called disaster with these words
''In five years, will this matter?".
26. Always choose
life.
27. Forgive everyone everything.
28. What other
people think of you is none of your business.
29. Time
heals almost everything. Give time, time.
30. However
good or bad a situation is, it will change.
31. Don't
take yourself so seriously. No one else does.
32. Believe
in miracles.
33. God loves you because of who God is, not
because of anything you did or didn't do.
34. Don't audit
life. Show up and make the most of it now.
35. Growing
old beats the alternative -- dying young.
36. Your
children get only one childhood.
37. All that truly
matters in the end is that you loved.
38. Get outside
every day. Miracles are waiting everywhere.
39. If we all
threw our problems in a pile and saw everyone else's, we'd
grab ours back.
40. Envy is a waste of time. You already
have all you need.
41. The best is yet to come.
42. No
matter how you feel, get up, dress up and show up.
43.
Yield.
44. Life isn't tied with a bow, but it's still a
gift. |
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Domestic Dollar
Protection
There are three steps you can take immediately to protect
yourself from the further collapse of the U.S. dollar, in
affordable transactions ranging from $5000 to $50,000. They
are: (1) purchase foreign currency banknotes; that is, actual
notes of Euros, Swiss francs, or whichever currency you
prefer; (2) purchase a certificate of deposit in a
foreign currency, known as an ICD (international certificate
of deposit);and (3) purchase precious metals.
 All
three steps can be accomplished from the comfort of your home,
as they like to say, by using a foreign currency/precious
metals broker/dealer or a bank.
Step one
- purchase $5,000 or more of cash banknotes
for "core" holdings of Euros and Swiss francs. Both the
Swiss franc and the Euro have done outstandingly well against
the dollar in the past decade. Also consider purchasing
"commodity" currencies such as the Australian, Canadian, and
New Zealand dollar. Such purchases can be made on the
telephone with payment made with your personal check.
When you receive your banknotes, be sure to put them in a
secure place.
Step two
- for amounts ranging from $10,000 to $50,000,
purchase an International Certificate of Deposit (ICD) from a
bank denominated in one of the strong currencies. These can be
ordered through any U.S. bank or through your local bank's
money-center correspondent. Added benefits include
earning interest on your funds and the fact that the proceeds
are insured through the FDIC for up to $250,000.
Step
three - for amounts of $10,000 or more,
purchase some "real" money - that is, gold - from a precious
metals dealer or a bank. We recommend purchasing pure
24-karat coins, such as the one-ounce American Buffalo or the
Canadian Maple Leaf. These two coins are easily bought and
sold throughout North America. You might also consider
purchasing silver, platinum, and palladium coins and bars for
added diversification. The coins should be kept in a safe
deposit box, in a safe or other hiding place at home, or, if
you're a "midnight gardener," buried somewhere in your
backyard.
These three basic steps will give you some initial
protection against the falling
dollar.
1700 Rockville Pike, Suite 400 Rockville, MD
20852-1631
301.881.8600 :: 800.831.0007 (U.S. and
Canada) |
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With all of the hoopla emerging
about the latest release of the movie "2012" and the Mayan
calendar's predictions for December 21, 2012, I felt it
appropriate to suggest a few things you may want to consider
to become prepared:
First, find a safe place to live- preferably out of the
city and at least 50 miles away from any coastline.
Coastlines are rising due
to global warming. No matter what anyone says, there are
island inhabitants that are looking for somewhere else to live
due to the encroaching tides. Low lying areas are also
susceptible to hurricanes and tsunamis that can wreak havoc on
anything up to 50 miles inland. It is also not advisable to be
located in any major cities because when the grid goes down,
fuel supplies are stopped or lord forbid, the TV goes out...
the aftermath is going to be looting and riots so you want to
be have a safe haven... even if it means a secluded cabin in
the woods. Have a family meeting to let them know of your
plans should things get ugly.
Second, get out of Debt and become liquid.
They can't throw you out of
your home if you own it. The credit card crisis and personal
debt is one of the major issues facing individuals today.
Owing money to someone else takes away all of your personal
power and gives it to the large corporations.
Third is to stock up on at least 6 months - 1
years supply of food and water. If there is the slightest
interruption in fuel or electricity, your local grocery store
will be ransacked in a matter of minutes - then what. Most
people will think that it will last
for only a few days but what if it doesn't. You will want to
store provisions for each member of your family including your pets. If the power is off,
your water supply may also be cut off
so don't forget the water.
Set up an alternative energy system using either
solar, wind or hydropower if you can get it. A back-up
generator may be easier to do. If at all possible, install a
wood stove with plenty of firewood. If you are out of
power,heat is the most expensive drain on your alternative energy system. Any time
you can get off the grid, the better off you are. People don't
realize how reliant they are on outside power until it goes
off- no cooking, no water, no toilet,
no heat and no TV or computer.
Arm yourself. Go out and buy yourself a gun.
Get some ammo and learn how to use
it. I am not abdicating that
you shoot someone who asks you for some food. When times get
tough, people do strange things when they are in a survival
mode and a little deterrent such as a weapon will only send
them down the road to the next dwelling. Being armed is
prudent.
 Begin to
eat organic - raise your own food and establish a
garden or greenhouse. Right now
there are only a few major corporations that supply the
grocery store markets with food and a lot of it has no
nutritional value whatsoever. Order the movie Food,
Inc. which is a documentary of food production in the
United States to learn what the food
industry is doing to our poultry, beef and
grain.
The number of farmers markets has
literally exploded. People are choosing to purchase locally
grown produce that is fresh, tastes great and is mostly
organic. Communities are beginning to form with like-minded
individuals who share vegetable and fruit seeds along with
produce and growing ideas. People are waking up to the
benefits of composting food scraps, eating organic products
and growing their own food to the betterment of their health
and their community.
Buy gold, silver and have plenty of cash on
hand. As I write this, the high
for gold went over $1200 per ounce. If it drops back down to
$1000, (which could happen if enough people decide to sell)
that would be an incredible buying opportunity. Keep your eyes
open for such a possibility.
However, it looks like the US
dollar is headed into tougher waters and will continue to
decline during the rest of December. So I actually expect to
see gold continue to rise. It could still make $1300 by the
end of this year. This trend will continue as more central
banks bite the bullet and trade their US dollars for gold.
Each and every day that passes presents them with the same
issue. The question is how long can they hold out? The answer
is not much longer. Their dollars devalue everyday. If you're
going to get on this train, get on it before it goes up any
higher, so you can get the higher returns. As times get tougher,
it will either be cash, gold/silver or
barter.
Get out 401K, stocks,
bonds... anything that is run by the government as the dollar
is eventually going to crash. Back in
the days of my folks, only rich people were in the stock
market. The rest of them saved their money in a bank or
stuffed it into a mattress. I'm not suggesting that you stuff
your cash in your mattress but it's
possible we are going from a recession to a major
depression. The stock market is going to collapse along with
the dollar. Heed these words of
warning.
Create your future by
imagining what you want for yourself right now. Avoid fear and
worry as it freezes your survival
energies. This is just another way of saying to be in
the NOW! Our society is programmed to always be thinking of
everything but the present. Time is speeding up and your
future is being determined by what you think - right now.
Formulate in your mind what you want for your future but
instead of planning it to happen in 6 months or a year, think
of it happening right now. Play with the idea that you can
have it all. Be happy and live for and in the moment. Fear has
no place right now or in your future. We are all going through
this most exciting period of time that will make history. Be
grateful that you are on the earth at this time and help to
create a better future for us all through your thinking. Now
is all you have!
Form or become a part of a community. You won't
be able to do it all by yourself. The saying "No man is an
Island" is very appropriate for these times. Now is the time
to start looking around for individuals with the same mindset
and start to network. On my web site,www.2012Consult.com, there is a Community Mission
Statement that you can use to set up your community
between neighbors. Even if you have all you need, you want to
set up a network so you can watch each other's back.
The old timers talk about
the Great depression and how they got through it by being
frugal- people growing and fixing things and working together
to make it all work. Back then we were missing the Big Bank
Bandits, and any sort of government supplements. In tough
times people all work together. Prosperity separates people -
bad times bring them
together. |
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Why Switzerland has the lowest
crime rate in the world!
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"Winners compare their achievements
with their goals, while losers compare their achievements with
those of other
people."
~
Nido Qubein
and from the lighter
side...
I have to walk early in the
morning, before my brain figures out what I'm
doing.
I joined a
health club last year ... spent about $400 bucks. Haven't
lost a pound. Apparently you have to go
there. |
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2012Consult Newsletter...
Please
Note: This newsletter is for educational puposes only
and is designed to keep you informed. Only you can decide
what's best for you regarding the upcoming changes in our
world. All information and data has been gleaned from sources
deemed to be reliable, but is not guaranteed by 2012Consult. Nothing stated here
should be taken as a recommendation or absolute truth. I am
not a financial advisor, lawyer, accountant, psychic or
investment counselor. Please seek proper council if using any
of the above material.
2012Consult does not itself endorse
or guarantee the accuracy or reliability of information,
statement or opinions expressed by any individual or
organizations posted in this newsletter.
2012Consult is one man's
idea of helping the world get through these upcoming changes
by keeping you informed. Remember, being
forwarned is being forearmed.
Steve
Michaels of 2012Consult is
available for consultations
2012Consult, 233 Whitepine Creek
Road, Trout Creek, Montana 59874.
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We all have the answer to that
one, but do you know the real story behind the
song~
